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Credit Cards in Transition Research   Tags: banking, consumer credit, credit cards  

A guide to finding primary and secondary sources relevant to Professor Littwin's seminar, Credit Cards in Transition.
Last Updated: Oct 31, 2013 URL: http://tarltonguides.law.utexas.edu/credit_cards Print Guide RSS Updates

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General Information

General materials on banking are found on the 3rd floor of the Library and can be found in the call number range HG 1501-HG 3550. Materials on banking law can be found in call number range K 1066-K 1089. General credit, debt, and loan materials are found in the range HG 3691-HG 3769. Materials on laws related to loaning money may be found in call number range K 1094-K 1096

U.S. government documents with Superintendent of Documents (SuDoc) numbers A1 through Y3 are available on the 4th floor of the Library.

Library floor maps can be found on our website.

 

What is a "credit card"?

The term ‘‘credit card’’ is defined in section (k) of the Truth in Lending Act as "any card, plate, coupon book or other credit device existing for the purpose of obtaining money, property, labor, or services on credit." 15 U.S.C. §1602(k).

 

Federal Agencies

Consumer Financial Protection Bureau

Established by the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 (Dodd-Frank Act) to oversee the Federal financial laws that protect consumers, the Consumer Financial Protection Bureau (CFPB) is responsible for (1) educating consumers about finances; (2) collecting, investigating, and responding to consumer complaints; (3) monitoring industry practices and new products; and (4) issuing rules, orders, and guidance implementing Federal consumer financial law.

Seven existing agencies transfered certain responsibilities to CFPB:  the Federal Reserve Board of Governors; the Federal Deposit Insurance Corporation; the Federal Trade Commission; the National Credit Union Administration; the Office of the Comptroller of the Currency; the Office of Thrift Supervision; and the Department of Housing and Urban Development.  The CFPB began administering the Credit CARD Act in summer 2011. For further information about the CFPB, please visit the CFPB web site at http://www.consumerfinance.gov/.

Board of Governors of the Federal Reserve System (Federal Reserve Board)

The regulatory authority delineated in the Credit CARD Act, the Federal Reserve Board was tasked with issuing such rules as it considered necessary to carry out the Credit CARD Act and amendments. For more information on the Federal Reserve Board, please visit the Federal Reserve System web site at http://www.federalreserve.gov/.

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